Chase Ink Business Cash and Unlimited Cards: $900 Cash Back Bonus

Chase just rolled out a new welcome bonus for two of their Ink Business credit cards, their biggest account opening offer yet. In fact, these are some of the best credit card welcome bonuses we’ve seen on the market.

Eligible new card members of the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card can now earn $900 in bonus cash back after spending $6,000 in their first three months. It’s like earning 15% cash back for your business because you’re making a purchase anyway. Plus, both cards have no annual fee.

Select Details New bonuses, what you need to know about each card and how to qualify for the welcome bonus.

The new deals are already great because they offer more cash back and require less spending, but it’s only going to get better.

While Ink Business Cash and Unlimited are considered cash back cards, if you have an eligible Ultimate Rewards card, such as the Ink Business Preferred® Credit Card or the Chase Sapphire Preferred Card, you can convert the cash back earned on these cards into a transferable one Chase Ultimate Rewards® points.

Many travel rewards enthusiasts rate these types of points at 2 cents per person, which means your 90,000 bonus points may be possible when transferred to an airline or hotel partner such as United, Air Canada or Hyatt Valued at $1,800. If you redeem points through the Chase Ultimate Rewards Travel Portal (similar to Expedia where you can book any type of travel with no blackout dates), 90,000 points will be worth $1,125 or $1,350, depending on which Ultimate-Rewards-earning card You have.

Of course, you can also redeem your Chase Ultimate Rewards® points for gift cards, Apple purchases, Amazon purchases, and more. The best part is that credit card sign-up bonuses are generally not considered taxable income because you have to spend money to get them.

Few credit card issuers offer such good bonuses. What makes this offer stand out is its size, reasonable spending requirements, and the fact that it works on a card with no annual fee. There are a few credit cards that offer welcome bonuses ranging from 80 to 100,000 points, but these cards usually have an annual fee of $500+.

Even if it’s a business credit card, you can still get approved even if you don’t think you have a business. Most side jobs qualify for a business credit card, such as driving for Uber or Lyft, babysitting, tutoring, resale of goods (such as on Ebay or Facebook marketplaces), and more.

Chase is known for its strict eligibility requirements for Sapphire cards, but it doesn’t have any major restrictions on its business cards. The terms don’t state that previous cardholders would need to wait 24 to 48 months for another bonus. You can apply for both the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card and receive two welcome bonuses.

However, you must consider Chase’s 5/24 rule before applying for one or two cards. The 5/24 rule limits who can approve new Chase credit cards. If you’ve opened five or more personal credit cards (from any card issuer) in the past 24 months, there’s a good chance you’ll be denied a new Chase Ink business card. This is because lenders typically check your personal credit through a business application.

Both cards also offer a variety of benefits and protections that provide cardholders with added value, including:

• Free employee card
• phone protection
• Rental Car Collision Damage Waiver
• Trip Cancellation and Trip Interruption Insurance
• purchase protection
• Extended Warranty Protection